使用此模型，付款属于您的关联帐户，而不是您作为平台。关联账户负责支付费用、退款和拒付。资金将从关联账户拆分为平台账户。推荐用于连接账户直接与终端客户交互并管理日常交易的情况，而平台对每笔交易的参与度有限。典型案例包括SaaS平台。

在这种模式下，平台将代表关联账户向Airwallex提交所有付款。为了表明这种关系，您需要使用x-on-behalf-of标题指定连接帐户的帐户ID。

下图说明了此模型中标准一次性100英镑付款的流程。

笔记：

在托管支付页面/嵌入字段/Drop-in/移动集成的情况下，平台可以绕过步骤2和3，但需要FundsSplit在收到成功捕获支付的通知后创建请求。

平台payment_intent代表具有id的连接帐户创建100 GBP"acct_ad1KMcnQM2Wmo2PFSuvR2g"

$ curl --request POST /

> "https://pci-api-demo.airwallex.com/api/v1/pa/payment_intents/create" /

> -H "Content-Type: application/json" /

> -H "Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q" /

> -H "x-on-behalf-of: acct_ad1KMcnQM2Wmo2PFSuvR2g /

> -d"{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "merchant_order_id": "cc9bfc13-ba30-483b-a62c-ee925fc9bfea",

  "amount": 100,

  "currency": "GBP"

}"

平台payment_intent代表关联账户确认

$ curl --request POST /

> "https://pci-api-demo.airwallex.com/api/v1/pa/payment_intents/int_e65tkXCSzJrsMpTrzoFrjaa u53/confirm" /

> -H "Content-Type: application/json" /

> -H "Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q" /

> -H "x-on-behalf-of: acct_ad1KMcnQM2Wmo2PFSuvR2g /

> -d"{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "payment_method": {

    "card": {

      "expiry_month": "12",

      "expiry_year": "2030",

      "number": "4111111111111111"

    }

  }

}"

payment_intent代表已连接帐户使用100 GBP的平台捕获（您也可以通过选择自动捕获跳过此过程）

$ curl --request POST /

> "https://pci-api-demo.airwallex.com/api/v1/pa/payment_intents/int_e65tkXCSzJrsMpTrzoFrjaa u53/capture’ /

> -H "Content-Type: application/json" /

> -H "Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q" /

> -H "x-on-behalf-of: acct_ad1KMcnQM2Wmo2PFSuvR2g /

> -d"{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "amount": 100

}"

平台FundsSplit代表关联账户创建10英镑，其中source_id等于payment_intent_id，destination等于平台账户自己的account_id。平台可用于metadata记录有助于更好地识别每个拆分的值

$ curl --request POST /

> "https://pci-api-demo.airwallex.com/api/v1/pa/funds_splits/create" /

> -H "Content-Type: application/json" /

> -H "Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q" /

> -H "x-on-behalf-of: acct_ad1KMcnQM2Wmo2PFSuvR2g /

> -d"{

  "request_id": "ee939540-3203-4a2c-9172-89a566485dd9",

  "source_id": "int_e65tkXCSzJrsMpTrzoFrjaau53",

  "source_type":"PAYMENT_INTENT",

  "amount": 10, 

  "destination":"acct_ITNg64dHNgihu9rPpWeiMg",

  "metadata": { 

      "reason": "commission agreed with seller A"

  }

}"

资金将根据拆分部分结算到双方的钱包，其中平台收取10英镑作为佣金，关联账户收取85英镑（扣除5英镑Airwallex费用）

笔记：

如果您想在此模型中创建定期付款，您还需要PaymentConsent代表已连接的帐户创建和验证。

$ curl --request POST /

> "https://pci-api-demo.airwallex.com/api/v1/pa/payment_consents/create" /

> -H "Content-Type: application/json" /

> -H "Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q" /

> -H "x-on-behalf-of: acct_ad1KMcnQM2Wmo2PFSuvR2g /

> -d"{

  "customer_id": "cus_aag4MsYdcgHc9UTjVUS15WPvmoX",

  "request_id": "88bf9327-0c10-4e87-b050-7c74ef11e1c6",

  "next_triggered_by": "merchant",

  "payment_method": {

    "id": "mtd_0eUIICYocwY8prvHWgWoODiGxPP",

    "type": "card"

  },

  "requires_cvc": false

}"

$ curl --request POST /

> "https://pci-api-demo.airwallex.com/api/v1/pa/payment_consents/cst_u79lnfufjxxfdc0/verify" /

> -H "Content-Type: application/json" /

> -H "Authorization: Bearer eyJhbGciOiJIUzI1NiJ9.eyJzdWIiOiJ0b20iLCJyb2xlcyI6WyJ1c2VyIl0sImlhdCI6MTQ4ODQxNT I1NywiZXhwIjoxNDg4NDE1MjY3fQ.UHqau03y5kEk5lFbTp7J4a-U6LXsfxIVNEsux85hj-Q" /

> -H "x-on-behalf-of: acct_ad1KMcnQM2Wmo2PFSuvR2g /

> -d"{

  "request_id": "88bf9327-0c10-4e87-b050-7c74ef11e1c6",

  "verification_options": {

    "card": { /

      "amount": 0,

      "currency": "GBP",

      "cvc": "string"

    } 

  }

}"